We Make Manufactured Home Financing Easier
MHCNB works with buyers across different credit situations and offers financing options for manufactured, modular, mobile, and tiny homes.
Here to Help
No Credit, Low Credit, No Problem
MHCNB works with buyers across a wide range of credit situations, including those with limited or challenged credit. Whether you’re purchasing your first home, buying again, or looking to finance both land and a home, our housing consultants can help you explore financing programs designed around your needs and budget.
With multiple financing partners and specialized programs, we can help you understand your options and find a path toward homeownership that fits your financial situation.
Our Financing
Financing Options for Different Situations
Explore financing options for different buyers, properties, and financial situations. Terms, down payments, and approval requirements vary by lender and location.
Owner & Landowner Financing
Seller- or landowner-financing programs may reduce mortgage requirements or upfront land costs. Review rates, down payments, fees, deadlines, and balloon payments.
Bank, Home, & Land Financing
Financing may cover repossessed properties or land and home purchases. Budget for inspections, repairs, permits, closing costs, utilities, and construction overruns.
Buyer Assistance Programs
First-time and repeat buyers may qualify for down-payment assistance, lower rates, reduced insurance, flexible credit requirements, or government-backed loans.
VA and Co-Signer Programs
Eligible veterans and service members may qualify for VA financing. Co-signers may strengthen applications but remain responsible for the debt if payments are missed.
Qualification Programs
Self-employed buyers may qualify using bank statements, contracts, assets, or equity. Terms and requirements vary by program.
Financing That Goes Beyond the Home
Financing for More Than Just Your Home
Your financing needs can look different depending on your situation. Whether you need to finance a home by itself, purchase land and a home together, or use land you already own, MHCNB can help you explore available financing options.
Home-Only Financing
Financing options may be available for your manufactured, modular, mobile, or tiny home.
Home & Land Financing
Purchase your home and land together with financing options designed for both.
Land as Collateral
If you already own land, you may be able to use it as collateral toward financing your new home, depending on the program and your financial situation.
Site & Utility Financing
Financing may be available for qualifying site preparation and utility connection costs.
VA Land & Home Financing
Qualified veterans may be eligible for zero-down VA land and home financing through an affiliated outside mortgage lender.
Why Finance Through MHCNB
More Options. More Experience.
We don’t rely on a single financing source. MHCNB works with multiple lending programs to help identify an option that fits your financial situation. With 16 years of experience in manufactured home financing, our consultants have helped buyers navigate a wide range of financing scenarios.
1
Multiple Financing Programs
We work with multiple financing sources to help identify potential options.
2
Experience with Challenges
From limited credit to alternative income situations, we’ve worked with a wide range of financing needs.
3
One-on-One Guidance
Our consultants help you understand your options and navigate the financing process.
Ready to Get Started?
Tell Us About Your Situation
Share your home, land, income, and financing needs.
Explore Your Options
Our team reviews your situation and helps identify available financing programs.
Move Toward Approval
Once you find an option that works for you, we’ll help guide you through the next steps.
Buyers with a good credit score are guaranteed the best interest rate to finance New Braunfels mobile homes, as well as receive the best deal. Take advantage of the this opportunity before it is too late. Call our manufactured housing consultants today at 361-655-5001 for the best financing deals for mobile homes New Braunfels or you can also visit our office.
Frequently Asked Questions
How can we help you?
Yes. MHCNB works with financing programs designed for buyers with limited or no traditional credit history. Our housing consultants can review your situation and help you explore available options based on your income, home, and overall financial circumstances.
Yes. MHCNB specializes in helping credit-challenged buyers explore potential financing options. We work with multiple lenders and programs, giving you more opportunities to find a financing solution that fits your situation.
Yes. MHCNB offers home and land financing programs for qualified buyers who want to purchase their manufactured home and property together. If you already own land, financing options may also be available using your land as collateral.
Yes. Qualified veterans may be eligible for zero-down VA land and home financing through an affiliated outside mortgage lender. Our team can help you explore whether this type of financing may be an option for you.
