Buying With MHC
At Manufactured Housing Consultants New Braunfels, we believe buying a home should be simple, transparent, and stress-free. Whether you’re a first-time buyer or looking for your next family home, our team walks you through every step—from choosing the right model and financing options to final delivery and setup. This guide breaks down the entire process so you can feel confident and informed as you move toward owning your dream home.
Our Step by Step Guide
Step #1 Placement
Let’s start by finding the ideal spot for your new home. Whether you’re purchasing land, joining a home community, or placing your home on family property, we’ll go over all your options in detail. Together, we’ll explore the areas that best fit your lifestyle—factoring in things like your commute, local school districts, and overall value for your family. My goal is to make sure your home is placed in the perfect location while keeping your best interests at heart every step of the way.
Step #2 Credit
Taking the time to review your credit and explore financing options is one of the most important steps in the home buying process. It helps you make informed decisions and find a lender that truly fits your needs.
As an independent dealer, I work with 10 different lenders, each specializing in unique financial situations. Whether you need programs based on bank statements instead of tax returns, down payment assistance, or options like FHAand VA loans, we’ll find the best fit for you.
Unlike corporate dealerships that rely on in-house lenders, our independence allows us to focus on what matters most—your best interest, not theirs. While large brands like Clayton often limit you to their own lender (such as Vanderbilt Mortgage), we prioritize securing the most favorable terms and the right home for your situation.
I’ll also help you identify and resolve any potential issues before applying, ensuring a smooth, stress-free path to financing your new home.
Step #3 Budget
Understanding your debt-to-income ratio (DTI) is an important step in the financing process. This ratio compares your monthly debts to your monthly income and helps determine what kind of payment comfortably fits within your budget. Lenders use this information to assess how much home you can qualify for and afford each month.
Finding the right home that fits both your lifestyle and budget is key to long-term success. By balancing your desired monthly payment with your other financial goals, we’ll ensure you achieve homeownership without added stress—so you can enjoy your new home with confidence and peace of mind.
Step #4 Pick Your Home
Choosing your family’s dream home is one of the most exciting parts of the journey. After we’ve reviewed your budget, lifestyle, and preferences, it’s time to find the home that truly feels like you.
At Manufactured Housing Consultants New Braunfels, you’ll have access to 12 trusted name brands, with homes starting at $59,900. Whether you’re looking for cozy and efficient or spacious and luxurious, you’re in control—you choose your home, you choose your payment.